Rates effective as of 6/14/2022 and subject to change. Fees may reduce earnings. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Special Promotion: 8 Month Certificate of Deposit @ 1.00%. Limited time only. Please see SRFCU staff for additional details.
Money Market
| Balance |
Dividend Rate |
| $2,500 - $9,999 |
0.30% |
| $10,000 - $24,999 |
0.30% |
| $25,000 - $49,999 |
0.30% |
| $50,000 and up |
0.35% |
| Balance |
Term |
APR |
APY |
| $1,000 - $49,999.99 |
3 mos. |
0.35% |
0.35% |
| $1,000 - $49,999.99 |
6 mos. |
0.35% |
0.35% |
| $1,000 - $49,999.99 |
1 year |
0.75% |
0.75% |
| $1,000 - $49,999.99 |
2 year |
1.00% |
1.00% |
| $1,000 - $49,999.99 |
3 year |
0.85% |
0.85% |
| $1,000 - $49,999.99 |
4 year |
1.10% |
1.11% |
| $1,000 - $49,999.99 |
5 year |
1.25% |
1.26% |
Penalty for early withdrawal
Certificates ($50,000 - $99,999)
Learn More
| Balance |
Term |
APR |
APY |
| $50,000 - $99,999.99 |
3 mos. |
0.45% |
0.45% |
| $50,000 - $99,999.99 |
6 mos. |
0.45% |
0.45% |
| $50,000 - $99,999.99 |
1 year |
0.85% |
0.85% |
| $50,000 - $99,999.99 |
2 year |
1.10% |
1.11% |
| $50,000 - $99,999.99 |
3 year |
0.95% |
0.95% |
| $50,000 - $99,999.99 |
4 year |
1.20% |
1.21% |
| $50,000 - $99,999.99 |
5 year |
1.35% |
1.36% |
Penalty for early withdrawal
Certificates ($100,000+)
Learn More
| Balance |
Term |
APR |
APY |
| $100,000+ |
3 mos. |
0.55% |
0.55% |
| $100,000+ |
6 mos. |
0.55% |
0.55% |
| $100,000+ |
1 year |
0.95% |
0.95% |
| $100,000+ |
2 year |
1.20% |
1.21% |
| $100,000+ |
3 year |
1.05% |
1.06% |
| $100,000+ |
4 year |
1.30% |
1.31% |
| $100,000+ |
5 year |
1.45% |
1.46% |
Penalty for early withdrawal
| Loan Type |
Duration |
Rate |
| New & Used Auto |
up to 36 mo. |
5.29 - 16.04% |
| New & Used Auto |
37 - 48 mo. |
5.49 - 16.24% |
| New & Used Auto |
49 - 60 mo. |
6.25 - 16.99% |
| New & Used Auto |
61 - 72 mo. |
6.49 - 16.99% |
| New & Used Auto |
73 - 84 mo. |
6.99 - 16.99% |
| Used Auto (older than 5 years) |
up to 84 mo. |
add 1% to stated rate |
| New and Used Boats, Motors,Trailers, Recreational Vehicles and Tractors |
up to 120 mo. |
add 1% to stated rate |
New and used auto term based on make, model year, amount financed and relationship pricing. Used auto if 5+ years old.
Home Equity Line of Credit
Learn More
| Product |
APR |
| Home Equity Line of Credit Index - WSJ Prime Rate† |
Promotional Rate = 6 months @ 2.99% |
| 2nd Mortgage Line-of-Credit Index - WSJ Prime Rate† |
Promotional Rate = 6 months @ 2.99% |
†The index is the prime rate published in the Wall Street Journal
| Loan Type |
Term |
APR |
| Real Estate Loan |
15 year |
6.25 - 8.95% |
| Real Estate Loan |
20 year |
6.75 - 9.25% |
| Real Estate Loan |
30 year |
quoted daily |
| Construction Loan |
Varies |
6.50 - 9.50% |
| Product |
APR |
| Introductory Rate |
3.99 - 9.99% |
| After 6 Months |
10.99 - 17.99% |
